Every fee, in one place
What you pay for each thing NyZen does. The app always shows the exact amount, and what the other side receives, before you confirm.
Last updated 25 September 2026
01Free
| What | Fee |
|---|---|
| Opening a NyZen account | Free |
| Holding money in any currency | Free |
| Sending to another NyZen user | Free |
| Paying and receiving through payment links | Free |
| Adding money with bKash or a card | Free from NyZen |
| Monthly statements | Free |
02Dollars, USDT and taka
One USDT is one dollar: you spend either balance anywhere in the app as it is, with nothing to convert and nothing charged for it.
Money sent home in taka goes at the day’s market rate, shown before you send. The only charge is the transfer fee listed below.
03Virtual cards
| What | Fee |
|---|---|
| Issuing a card | $10, once |
| First top-up when you order | $5, which stays on the card as your money |
| Topping up or withdrawing from the card | Free |
| Freezing, caps, online switch | Free |
04Account details (get paid by bank transfer)
| Account | To open | Monthly |
|---|---|---|
| USD · US dollar account | $12 | $3 |
The monthly fee is taken from that currency’s balance. If the balance can’t cover it, we tell you and give you time to top up before the account details are paused.
05Sending to a bank
| Speed | Fee | Arrives | Per transfer |
|---|---|---|---|
| Standard | ৳25 + 0.15% | Same day | ৳100 – ৳500,000 |
| Priority | ৳45 + 0.25% | Within 1 hour | ৳100 – ৳500,000 |
| International | ৳650 + 0.6% | 1–2 business days | ৳500 – ৳1,000,000 |
If the recipient’s bank returns the money, or you cancel while the transfer is still being checked, the whole amount comes back, fee included.
06Sending to a mobile wallet
| Wallet | Fee | Per transfer |
|---|---|---|
| bKash | ৳8 | ৳50 – ৳25,000 |
| Nagad | ৳7 | ৳50 – ৳25,000 |
| Rocket | ৳9 | ৳50 – ৳25,000 |
| Upay | ৳7 | ৳50 – ৳25,000 |
07Bills, top-ups and school fees
| What | Fee |
|---|---|
| Electricity, gas, water, internet | From ৳10 per bill |
| Mobile top-up | Shown before you confirm |
| School and university fees | ৳10 – ৳20 per payment, by institution |
08When fees change
Partners sometimes change what they charge us. When our fees change, we update this page and tell you in the app at least two months before a change to a fee you already pay, such as a monthly fee.
See the Terms of Service for how changes work.