Your money,in motion.
Send, spend and get paid from one calm app. Dollars and USDT side by side, money home to bKash, Nagad or any bank in Bangladesh, and virtual cards you control down to the last setting.
- Fingerprint approvals
- Freeze cards in one tap
- Your own account details
DEBITThe whole app, in four screens.
Dollars and USDT,
one calm screen.
Dollars and USDT sit side by side. Tap a balance to switch, and see everything you hold in one total.
- USD and USDT balances
- Cards and recent people up front
- Hide your balance with one tap
Pay anyone by
name, tag or phone.
Find people by their ZenTag, phone number or QR code. Favourites stay at the top, and every account is verified before you pay.
- ZenTag, phone or QR
- Verified people, marked clearly
- Arrives in seconds, NyZen to NyZen
Virtual cards,
on your terms.
Make a Visa or Mastercard in a minute and pay online anywhere. Top it up, freeze it, set its limits, all from one screen.
- Visa and Mastercard
- Freeze and unfreeze instantly
- Limits and settings per card
Real screens from the NyZen app
One app for how you actually move money.
No juggling apps for sending, spending and saving. NyZen keeps your balances, cards and payments side by side, and tells you exactly what happens before it does.
Send and request in seconds
Pay anyone by ZenTag, phone or QR. Ask a friend to pay you back and see when they’ve seen it.
Send home at a glance
Dollars to taka, to bKash, Nagad or any bank in Bangladesh. Try it.
Example only, to bKash, Nagad or a bank. The app shows the exact rate and fee before you send.
Dollars and USDT, one wallet
Add USDT or USDC from any wallet, on ten networks, and spend it in dollars.
Bills and top-ups, done
Electricity, internet, mobile recharge, mobile wallets and school fees, all from one place.
Statements that look the part
Month by month, with a running balance, in a PDF you can hand to any bank or embassy.
Every way to move money. One calm app.
From paying a shop to paying school fees or sending money home, it's all a tap away. More is on the way.
A card for every part of your life.
One for subscriptions, one for travel, one for the online shop you’re not sure about. Try the switches — the card answers.
- Freeze cardPause every payment the moment something looks off.
- Online paymentsShut off shops and subscriptions with one switch.
- Your own spending capsA daily or monthly ceiling for each card.
- Details stay hiddenNumber and CVV show only after your PIN or fingerprint.
- Ready in minutesPick a design, name it, and pay online straight away.

Money comes to you, however it travels.
Freelancer, small shop or just splitting dinner, NyZen gives people the easiest way to pay you, and tells you who paid the moment it lands.
Calm, because it’s careful.
Every payment asks for you, every card answers to you, and nothing moves without saying what it will do first.
Clear fees, shown before you pay.
No surprises at the end. Every screen that costs something tells you exactly what, and why, before you confirm.
- Visa or Mastercard, your choice of six designs
- First $5 top-up stays on the card as your money
- Freeze, caps and online switch included
Get paid by bank transfer in your name.
Money arriving in these accounts: from 1% per transfer.
- Sending to peopleShown first
- Dollars and USDT1 to 1, no fee
- Bills, recharge, merchantsShown first
Up and running before your coffee cools.
- 01Download NyZenSign up with your phone number and set a PIN. About two minutes.
- 02Verify onceScan your ID and take a quick selfie so your money is only ever yours.
- 03Move moneyAdd money, get a card and start sending, spending and getting paid.
Questions, answered.
Anything else? Write to us from Help & support inside the app.
US dollars and USDT (Tether). Add USDT or USDC from any wallet, on ten networks. One USDT is one dollar, and you can spend either anywhere in the app. Money sent home arrives in taka, to bKash, Nagad or any bank in Bangladesh.
Talk to a real person.
Questions before you join, help with your account, or an idea to build together, we read everything.

Money, without
the noise.
Coming soon to iPhone and Android. Save your spot, and the first 1,000 become founding members.



